“Neutral” 3rd Party Loss Mitigation for Mortgage & Credit Modifications!
Confidential OptIn Modifications
Lenders/Servicers/Investors and Borrowers Can Opt In
to Confidential Loss Mitigation: Mortgage & Credit Loan Modifications
& 3221 Refi Solutions
*Protects Borrower’s Rights
*Protects Lender/Servicer/Investor Rights
*Confidential Data Collection
*No Sharing of Borrower Financial Information for Default Debt Collecting or Foreclosure
*Preset Approved Loss Mitigation Decisioning
*Not a Debt Collector
In-House or Outsourced | Opt In Safe Harbors & Litigation Free Zone
Helping Banks, Lenders & Servicers Talk to Borrowers!
We Deliver Neutral Mortgage Loan Workouts & Loss Mitigation
HotNeutral is proprietary “neutral” alternatives, products and solutions
to conflicts inherent with in-house or affiliated Modification workouts,
Foreclosure Attorney Modifications, B.K. Foreclosure & Administration Compliance.
Why Do You Need “Independent” 3rd Party
“Neutral” Loan & Credit Modifications?
* To meet your new law burdens including the new “Unlawful Discrimination hurdle” such as:
“This Court further holds that the lender who has brought this proceeding to foreclose the mortgage must demonstrate by a fair preponderance of the evidence that the mortgage was not the product of unlawful discrimination. [Since it is the lender-plaintiff who seeks equitable relief from this Court, the onus is upon the lender to satisfy the requisites of equity and come to this Court with “clean hands.” Junkersfeld v. Bank of Manhattan Co., 250 A.D.646 (1st Dept. 1937). This is a threshold action is of no moment.”
* To avoid the next wave of Class Action lawsuits, including suits for Predatory Modifications!
* To avoid Conflicts of Interest with Borrowers, as well as Investors!
* Servicers, Lenders and Foreclosure Attorneys who offer loan modification resolutions
after starting the foreclosure process may be violating the FDCPA re “confusion” and over-shadowing’?
*To Avoid lawsuits and liability for P&C Underinsurance!
Comply with Public Education Outreach with our new Booklet for Homeowners!
Band-Aid Extensions Won’t Work! Learn Our Mutual Waiver 4B Loan Modification Solution!
Learn About TID, SHILO, FMII Safe Harbor Contract and Fair Debt Solutions!
Helping Homeowners Keep Their Homes, and Lenders Keep Their Loans!
Public Education Outreach Booklet
Mortgage Loan Modification Workouts! Borrowers don’t want to talk to their lender, servicer or the bank’s foreclosure attorney! The bank’s foreclosure attorney clearly has a potential conflict of interest that the borrower (and the lender) should want to avoid. HotNeutral is a neutral 3rd party attorney run specialized default association that obtains disclosure/waivers from all sides and negotiates the optimum deal without setting the borrower up for another fall, while infusing risk mitigation devices or techniques into the solution, to mitigate continuing liability! If a lender or servicer continues to do loan workouts without certain disclosures, waivers, and contractual solutions, liability will stay near your doorstep.
HotNeutral is a Neutral Hot-Transfer Mortgage Workout & Loss Mitigation Division for specialized fast loan-workouts, loss mitigation and layered infused bank risk mitigation. It is a solution to defaults and foreclosures for all market participants, including the borrower. Bulk scripts and loss mitigation lenders and servicers can assign files directly for prompt turnaround under pre-approved prescribed criteria and third party analytics. Don’t rush to foreclosure and waste months upon months with multiple BPO rebuttals and other
HotNeutral Credit Card & Auto Loan Division is a Neutral Hot-Transfer Credit & Loan Workout & Loss Mitigation Division for specialized fast workouts, loss mitigation and layered infused bank risk mitigation.
For More Information email:Direct Contact: (949) 678-2218